Terms governing use of the Rate Clarity informational website.
Last updated: September 2026
Rate Clarity provides general educational information about personal loans, rates, costs, credit and related borrowing topics. Website content is not individualized financial, legal, tax or credit advice.
Rate Clarity does not make loans, extend credit, approve or deny applications, determine eligibility, set loan rates or terms, or guarantee that a user will qualify for any financial product.
Submitting information through this website does not constitute a loan application, credit request, lending agreement or promise of financing.
If you separately choose an SMS consent option, Rate Clarity may send messages consistent with the checkbox you selected. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not required to use this website or access its informational resources.
We aim to provide useful general information, but financial products, rates, fees, terminology and lender practices can change. Users should review current disclosures and terms from any lender they consider.
You agree to use this website only for lawful purposes and not to interfere with its operation or attempt unauthorized access to website systems.
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